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Meet The REst OF The Team


Deborah Ault

(Nurse Deb)

Chief Medical Officer
Deb, RN, MBA is well known and respected in the industry and has been the builder of successful medical management programs since 1996. Deborah has pioneered the “proactive”, “day-one, dollar-one”, and “progressive patient-centric” models of medical management. Most recently the creation of P3CM™ (patent in process) tops her resume. Deborah’s proven success in the industry, coupled with her proven organizational leadership, has prompted the development of this new company. She is a lifetime member of Who’s Who and was recently recognized by Sky Radio as one of America’s best CEO’s. She is a sought-after speaker and a passionate advocate of the use of evidence-based clinical practice standards.

Eric Silverman

Vice President of Employee Engagement
Eric Silverman is considered one of the most recognized authorities and disruptive forces in enhanced employee funded benefits (the industry formerly known as “voluntary”). He is widely known as a subject matter expert with more than 19 years of employee benefit sales, marketing, management and recruiting experience. He is often sought after and interviewed by various journalists from multiple industry publications such as BenefitsPRO, ThinkAdvisor (formerly LifeHealthPRO), and Employee Benefit Adviser (EBA) online and print magazines. He has also been asked to deliver keynote speeches and speak on various expert panels at multiple national industrywide and carrier conferences. Eric has received the 2017 “Voluntary Adviser of the Year” award by Employee Benefit Adviser magazine – one of the highest industrywide honors given to only one “voluntary” adviser annually. He is also a contributing author to the Amazon Best Selling employee benefits book, “Breaking Through The Status Quo.” 

Jennifer S. Berman

Chief Compliance Officer
Jennifer S. Berman is CEO and co-founder of MZQ Consulting, LLC a benefits compliance and ACA reporting firm.  She is an Employee Benefits attorney specializing in ERISA, COBRA, HIPAA, IRS Code, the ACA, and other wellness plan rules and statutes. Since the passage of the Affordable Care Act, Jen has become an expert on health care reform developments and frequently serves as a speaker and commentator on a wide variety of health care reform and employee benefits issues, especially ones related to the Affordable Care Act. She earned her B.A. degree, magna cum laude, from the University of Pennsylvania and her J.D. degree, cum laude, from the University of Pennsylvania Law School. In 2014-2020, she was named a Maryland Rising Star in Employee Benefits/ERISA by Super Lawyers. Jen earned her executive MBA at Loyola University Maryland in 2019. She lives in Baltimore with her husband, Josh and their two children, Jack, and Abby.

Lester J. Morales

VP Marketing & Strategy
Lester is a passionate thought leader, keynote speaker, and he’s always looking for game-changing solutions that foster innovation and shatter the status quo. Our latest approach involves transparent health benefits, whose comprehensive plan designs builds transparency and proven results into the cost of healthcare delivery and access. Healthcare is complex, but cracking the code is simple. The more informed consumers of medical services become through access to transparent pricing and quality measures, the easier it will be to find providers who offer the best value and health outcomes, which reduces the cost of care for the patient. Prior to becoming an entrepreneur as CEO of Next Impact and partnering with GBS, Lester served nearly three years as Executive Vice-President and Chief Growth Officer for Willis’ Human Capital Practice, one of the largest insurance brokerages in the world. In this role, Lester led over 200 producers/consultants in 40 + offices as part of a $350,000,000 practice- Willis’ single largest practice in North America. During a previous eight-year stint at Willis, Lester was consistently among the top five consultants nationally.

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