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0:27 – Introduction to Marcy Heath, CEO of InoVentive Solutions2:10 – About InoVentive Solutions3:10 –  About the different funding arrangements3:45 – Recommendations for fully-insured companies with 100+ employees5:08 – Recommendations for startup companies with a young workforce6:13 – How self-insured employers can protect themselves from large claims8:12 – “Transactional” brokers8:43 – How InoVentive Solutions differ from other brokers9:13 – The 3 big health care myths12:41 – Why employers find it hard to recruit top talents today14:19 – About the InoVentive Benefits App16:28 – Marcy’s goals and client success stories